Mis-sold pensions have been on the rise these past few years, and it’s no longer a surprise to many. It already happened decades ago, and there was always a strong possibility for this particular piece of history to repeat itself. You may be wondering about this phenomenon and the issues regarding pensions, particularly about potential…
The State Earnings Related Pension Scheme, also known as SERPS, was first introduced in 1978 as a top-up basic state pension scheme. It’s essentially an additional state pension, which allows retirees to enjoy more benefits as they ease into retirement. The amount you would receive from SERPS is directly related to what you earned during…
You may have a friend of a friend who has sunken into financial hardships because of mis-sold pensions. You may have seen this type of scenario unfold on the news, never fully understanding the reality of the situation until it happens to you. If your pension advisor has misled you, it is vital that you…
When you work hard to earn a living, you want to make sure that every penny you make falls into the proper place, with most of it becoming part of your savings. So when you decide to seek a pension to make your transition to retirement easy and stress-free, you want to guarantee you trust…
The Self-Invested Personal Pension (SIPP) is a personal pension scheme that acts as a “wrapper” and allows investors have the freedom to use a wider range of investments and products to grow their pension fund. It may seem like a good idea, but what happens when you need to file a SIPP claim? You might…
When you start renting a home, you’ll quickly realise that the whole experience often proves to be much harder than you expected because of the details that you’ll need to consider. Considering that you’re holding up your part of the deal by being courteous and paying rent each month, it’s best to expect that you…
Since the financial crash of 2008, many banks have had to face group claims based on mis-sold financial products. Until recently, the pension industry hasn’t been hounded for mis-selling despite selling as much financial products as the banks. The reason why they’ve managed to elude so many claims is due to the fact that they’re…
Are you living in a rented property that isn’t maintained properly? Remember, as a tenant, you have the right to live in a safe and habitable home. If you think your landlord has become too complacent about the condition of the property even after you report the issue, you might want to consider reaching out…
Even well-maintained housing is at risk of various disrepair issues, such as collapsed roofs, broken radiators, mould on walls, blocked pipes, and the like. These issues can cause headaches to those living in the housing, not to mention some amount of money to fix. For tenants and landlords, the battle between who is responsible for…
One of the biggest investments people make includes purchasing items that can benefit them in the long run, such as solar panels. Essentially, solar panel installation can help reduce your energy bills and carbon footprint. However, with the several benefits you get from solar panels, some customers get blindsided and spend thousands of pounds only…
