The FCA has issued an update on compensation payments for people who were mis-sold car finance as it clarified how many people are expected to be paid and how much they could get. Around 30 million people could be eligible for compensation under the UK financial watchdog’s motor finance redress scheme, its boss has said, while payouts…
The common law on secret commission claims has become more settled in the recent years but not all claimants are adapting to recent cases. Since the appeal of Wood, claimants’ have a lower burden to discharge to succeed in their claims, but each case turns on its facts and that fact-specific analysis is often lacking.…
Full Article – Payday lenders told to improve by OFT – BBC News Payday loan firms have been told to change their behaviour after the Office of Fair Trading (OFT) found evidence of “widespread irresponsible lending”. The OFT is giving the biggest 50 firms 12 weeks to change their practices, or risk losing their licences.…
Full Article – BrightHouse to pay £14.8m in compensation and refunds for ‘irresponsible lending’ – what customers need to know – Manchester Evening News BrightHouse is to pay out £14.8m in compensation and refunds after a financial watchdog ruled the company had treated its customers unfairly. The weekly-payment firm, which has more than a dozen…
Mr. Ade had lived in his housing association property in London for years. What started as a small patch of mould in his living room turned into something far more serious. It spread silently — across ceilings, behind furniture, into the bedrooms — making the home unsafe. He cleaned it.He reported it.He was promised help.…
Leanne, a single mother of two, had lived in her cosy council flat for over five years. What began as a safe haven gradually turned into a nightmare. It started with a small damp patch in the kitchen — which her landlord dismissed as “nothing to worry about.” But that patch quickly spread, transforming into…
For seven years, Mr. Chowdry, his wife, and their two children lived in unbearable conditions in a West London tower block. Their home was plagued by severe leaks, thick mold, and damp walls, turning their daily lives into a constant battle for comfort and safety. Each time Mr. Chowdry reported the issues, his housing association…
Paul and Gillian were excited to start a new chapter in their home, but just months after moving in, their worst nightmare began. Persistent leaks crept through the property, causing water penetration, damp, mold, and constant window condensation. The couple reported the issues immediately, expecting their landlord to take action—but for two long years, nothing…
For two long decades, Theodora Amaagh endured appalling living conditions—her home plagued by severe disrepair, from dangerous leaks to crumbling walls and relentless damp and mold. Despite filing over 25 complaints, her landlord ignored her pleas, leaving her trapped in a property that was barely livable. Determined to fight for her rights, Theodora turned to…
Emma Reynolds and her two children are struggling with the ‘horrible’ living conditions in a property that is earmarked for demolition. A young mum and her two children are having to ‘live in their coats and dressing gowns inside a freezing cold and damp’ Birmingham flat. Emma Reynolds, three-year-old son Lewis and daughter Leah, 8,…